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$470,000
New Listing

407 Cobia Avenue
Fort Walton Beach, FL 32548

For Sale|Single Family Residence|Active
2
Beds
1
Total Bath
1
Full Bath
980
SqFt
$480
/SqFt
1956
Built
Subdivision:
Okaloosa Island
County:
Okaloosa
Listing courtesy of Crystal L Watkins of Compass
407 Cobia Avenue407 Cobia Avenue407 Cobia Avenue407 Cobia Avenue
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Mortgage Calculator

Monthly Payment (Est.)

$2,144
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Welcome to your coastal retreat on beautiful Okaloosa Island! Perfectly positioned on Okaloosa Island just 150 yards from the sugar-white sands and emerald waters of the Gulf, this coastal retreat offers the ultimate beach lifestyle with easy access to Downtown Fort Walton Beach and Destin's premier dining, shopping, entertainment, and waterfront attractions. This beautifully renovated beachside property offers the ultimate combination of location, lifestyle, and investment potential. Whether you're searching for a full-time residence, vacation getaway, or income-producing short-term rental, this home delivers the relaxed coastal charm buyers are looking for. Inside, the home features a bright and airy open-concept design with modern coastal finishes throughout, including oversized tile flooring, recessed lighting, plantation shutters, and stylish contemporary touches. The updated kitchen is both functional and inviting, showcasing stainless steel appliances, sleek cabinetry, subway tile backsplash, and an oversized island ideal for entertaining after a day at the beach. Large living spaces create a welcoming atmosphere perfect for hosting family and friends, while the thoughtfully designed bedrooms provide comfortable retreats with plenty of natural light. Step outside and enjoy the laid-back island lifestyle that makes Okaloosa Island one of the Gulf Coast's most desirable destinations. Spend your days walking to the beach, paddleboarding, boating, fishing, dining at local seafood restaurants, or simply relaxing while enjoying stunning coastal sunsets. The spacious lot offers room for outdoor entertaining, future landscaping enhancements, additional parking, or even boat/RV storage--making the property as practical as it is charming. With two bedrooms and endless versatility, the home provides the flexibility to create the perfect personal retreat, second home, or high-performing vacation rental. The unbeatable proximity to the Gulf of America, combined with the growing demand for beachside accommodations, creates exceptional investment potential and long-term value. Rare opportunities this close to the beach don't come along often. Experience the charm, convenience, and endless possibilities of coastal living on Okaloosa Island--schedule your private showing today and discover your own slice of paradise.

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Listing Snapshot
Price 
$470,000
Days On Site 
0 Days
Bedrooms 
2
Inside Area (SqFt) 
980 sqft
Total Baths 
1
Full Baths 
1
Partial Baths 
N/A
Lot Size 
0.28 Acres
Year Built 
1956
MLS® Number 
1003692
Status 
Active
Property Tax 
$3,103.37
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
7 hours agoListing first seen on site
7 hours agoListing updated with changes from the MLS®
General Features
Acres 
0.28
Parking Spaces 
7
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Total 
980
Style 
Florida Cottage
Utilities 
Electricity Available
Zoning 
Resid Single Family
Interior Features
Cooling 
None
Bedroom 
Dimensions - 10 x 10Level - First
Full Bathroom 
Dimensions - 8 x 8Level - First
Great Room 
Dimensions - 20 x 10Level - First
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Exterior Features
Pool Features 
None
Road Frontage 
City Street
Community Features
MLS Area 
12 - Fort Walton Beach
Schools
School District
Unknown
Elementary School
Elliott Point
Middle School
Bruner
High School
Fort Walton Beach
Listing courtesy of Crystal L Watkins of Compass



Listing information is provided by Participants of the Emerald Coast Association of Realtors MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Emerald Coast Association of Realtors MLS.
Last checked: 2026-05-22 12:25 PM UTC

Neighborhood & Commute
Source: Walkscore
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